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insurance question

Posted: Jan 13th, '12, 17:52
by charlie falkenstein
my last insurance bill on the PLAYPEN came in at 2138.00 (travelers ins. co)i am told by my agent that because the boat is over 25 years old that only select insurances companies will even quote on it.

any suggestions?

Posted: Jan 13th, '12, 18:08
by Charlie J
charlie
look into boat us iam only paying appox 750 per year, they will probably want a recent surrvey

Posted: Jan 13th, '12, 18:16
by Rawleigh
BoatUS @$560 for $44k coverage on the Chesapeake Bay and Tributaries.

Posted: Jan 13th, '12, 18:26
by Charlie J
charlie
mines at 75,000

Posted: Jan 13th, '12, 19:57
by Russ Pagels
Charlie, Boatus 1K for 80K

Posted: Jan 13th, '12, 19:57
by Capt.Frank
Dam you guys are lucky. Boat US 50K 2,000 year NC. Mulitle year no claim discount. They say I am in the Hurricane belt with more claims. I have not had a claim in 17 years. My dad had a claim and was pleased with there service.

Posted: Jan 13th, '12, 20:34
by buzzk
Try Charter Lakes they were the cheapest that I could find for my 33.

Posted: Jan 14th, '12, 08:13
by Carl
Boat US wouldn't take me even with a survey and I've never had a claim on any boat.

Allstate

Posted: Jan 14th, '12, 08:31
by Bertramp
Boat US has their own insurance company (think the name is Seaworthy), but they are an agent/underwriter for several other companies as well. I've had policies with them that were with continental. Premiums for coverage in south Florida are UGLY!

Posted: Jan 14th, '12, 08:59
by IRGuy
BoatUS wouldn't even talk to me after they found out my boat was an '83. Charter Lakes took me with a recent survey no problems. My local Charter Lakes rep said they usually don't take boats as old as mine, but they do accept Bertrams when they won't accept most other boats 25 years old.

Posted: Jan 14th, '12, 13:00
by charlie falkenstein
THANKS-just got off phone with BOATUS and they are almost half of my last quote, i just had a survey done and the appraised value came back at 170000.00,using that value the quote was 1247.00, with a 1% deductible. know nobody would pay 170000.00 for it cause its an 1981, but wont find a nicer boat for the money in my opinion!anyway, thanks for the feedback, need to send them the survey!

Posted: Jan 14th, '12, 17:57
by Bertramp
IRGuy wrote:BoatUS wouldn't even talk to me after they found out my boat was an '83. Charter Lakes took me with a recent survey no problems. My local Charter Lakes rep said they usually don't take boats as old as mine, but they do accept Bertrams when they won't accept most other boats 25 years old.
Call again, they have a 1970 45 Hatt with me and a 1970 Bahia Mar